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How To Get Out of and Stay Out of Credit Card Debt

Bankruptcies in excess of one million annually are a result of credit card debt alone.  The number one cause of this is the fact that many people secure a credit card without bothering to read the fine print.  As is often the case, they often use their credit card without thinking too much about it.  [...]

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Settling Credit Card Debt: A Good Idea?

Prior to entering into a debt settlement agreement, you might want to think it all the way through.  The reason?  Those promises of eliminating 70 percent of your debt in the next 24 hours, or getting rid of your credit card balances without damaging your credit score may be just that: promises!
With the economy slogging [...]

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0 APR Credit Cards: Harder To Come By?

In this world where high interest payments are so prevalent, possessing 0 apr credit cards is no longer a luxury; they have become a necessary hedge against paying too much for something charged.  Prior to obtaining one of those 0 APR credit card offers in the mail, I was paying a very high rate of [...]

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Credit Card Debt In the 21st Century

One thing is for certain, there have always been plenty of reasons to spend money!  But never confuse this willingness to spend with availability of funds. Much of the time we spend money that we don’t actually have. While this may be fun when we’re doing it, it can definitely be a burden in the [...]

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Credit card debt consolidation

As many have found out, credit card debt can turn into a financial nightmare.  Since many today are faced with this problem, one of the ways to resolving this dilemma is through credit card debt consolidation.  This approach could be one of the most important first steps in the direction of credit card debt reduction [...]

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Credit Card Debt Scenarios

Unless we are from another planet, when hearing the phrase “credit card debt” we flinch.  However, this phrase is becoming commonplace in our society.  The fact is, as much as we would like to, we can’t seem to stop using credit cards!  Seriously, how often do you want something, but can’t afford it?
At times like [...]

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Exposing Credit Card Debt

As the saying goes “when I was a child, I thought as a child” could have included viewing the cost of living through the eyes of a child.  If you are like me, the cost of things took on a whole new meaning once I grew up!  As a child, I never gave what something [...]

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Why You Pay Off Credit Card Debt

The title of this article lends itself to an obvious answer: it is to finally be debt free from all those credit card bills!  So, now that you have the ‘why’ answered, let’s take a look at after you pay off credit card debt to help steer clear from any further credit card debt.
The number [...]

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This Problem Known As Credit Card Debt

As more and more people go to a cashless society, having a credit card has gone from a luxury to a necessity.  In fact, unlike what you might think, many have more than one credit card in their possession.
As a result, the credit card industry continues to grow by leaps and bounds. Even though this [...]

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Debt Free In A Sea Of Debt

As the country struggles under an ever increasing sea of debt, we are awakening to the possibility of “sowing what we have reaped” to the tune of being beholden to countries that are at the least Socialist and at worst Communist.  This does not bode well for a nation founded on [...]

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